Credit Card Fraud Attorney
Theft Crime Defense in Houston
Credit card fraud is one of the more common theft crimes. Although not all cases are considered Internet crimes, credit card fraud has rapidly increased and advanced during the internet era. In Texas, credit card fraud has become a top priority for law enforcement agencies and prosecutors, and the penalties upon conviction can be severe.
Charges can vary depending on the facts of a particular case, and may include the following:
- Providing false information in order to obtain a credit card for an account that belongs to another
- Using skimming devices to steal credit card information
- Using an illegally obtained credit card for financial gain
A person commits credit card or debit card abuse if they:
- Present or use a credit card with the intent to benefit financially and with the knowledge that (1) the card is not issued to them or used with the owner’s consent or (2) the card has expired or been revoked/cancelled
- Use a fictitious credit card
- Steal or receives a stolen credit card with the intent to use, sell, or transfer it
Credit Card Fraud Penalties
Credit or debit card abuse is typically a state jail felony punishable by up to $10,000 in fines, up to two years imprisonment, or both. If the victim was an elderly individual, charges may be elevated to third-degree felonies, which are punishable by terms of imprisonment from 2 to 10 years. Penalties for other fraud crimes involving credit cards can vary depending on the charges involved, the amount of credit cards in one’s possession, the value of what was illegally obtained, and an individual’s criminal record, including any past convictions for fraud. Generally, the progression of charges is as follows (monetary amounts represent the value of property or funds stolen):
- Class C Misdemeanor – Less than $50
- Class B Misdemeanor – $50 or more, but less than $500
- Class A Misdemeanor – $500 or more, but less than $1,500
- State Jail Felony – $1,500 or more, but less than $20,000
- Third-Degree Felony – $20,000 or more but less than $100,000
- Second-Degree Felony – $100,000 or more, but less than $200,000
- First-Degree Felony – $200,000 or more
Criminal Defense Lawyer with Prosecutor Experience
Prosecutors work closely with numerous federal, state, and local agencies as they fight to gain convictions. As a former prosecutor, Billy Skinner is familiar with the tactics prosecutors use and the strategies they employ. With his insight and the firm’s extensive resources, Billy Skinner is able to fight effectively on behalf of clients and obtain resolutions in their favor.
Discuss your case personally with a member of our legal team by contacting a credit card fraud lawyer in Houston at (713) 600-7777 or completing a case evaluation form.